Kharchi Puja Bank Holiday in India 2025: According to the Reserve Bank of India’s (RBI) 2025 holiday calendar, public-sector banks (PSBs) and private banking institutions will be closed on Thursday, July 3, on account of Kharchi Puja.
The Reserve Bank of India (RBI) determines bank holidays in India by the Negotiable Instruments Act, which includes RTGS holidays and other regional and national holidays. Banks are also closed on the mandated weekly days off, which are the second Saturday and Sunday of each month.
According to the RBI calendar for fiscal year 2025, 13 bank holidays have been scheduled for July 2025.
What is Kharchi Puja?
Tribal priests and devotees take part in a religious procession on the commencement of the ‘Kharchi Puja’ festival, on the outskirts of Agartala. (PTI Photo)
Kharchi Puja is celebrated in the northeastern state of Tripura and is also called the ‘Festival of 14 Gods’. The festival is focused on the worship of Chaturdasa Devata, the ancestral deity of the Tripuri people. It holds great religious and cultural significance and highlights the rich history and traditions of the community.
A city-wise list of where banks will be Open/Closed today, July 3:
It’s important to note that banks in Agartala, the capital city of Tripura, will observe closure, and the remaining will be operational as usual; below is the table of bank status for today, July 3, 2025:
Source: RBI Holiday Calendar List – 2025
Customers should be aware that, notwithstanding the holidays, internet banking services will continue to operate normally. This implies that consumers may continue to do online banking, mobile banking, and UPI transactions without interruption.
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Banking services that will remain accessible:
- Internet and mobile banking for fund transfers, balance enquiries, and bill payments
- NEFT and RTGS services (based on operational windows)
- ATM Withdrawals and Card Transactions
- Online requests for cheque books, demand drafts, and account-related services
Customers are encouraged to plan any in-branch visits around the holiday and make use of online options for uninterrupted banking.
